HUMANA ADVANTAGE PLANS IN DAVENPORT

Medicare Advantage plans are offered by private health insurance companies and differ from region to region. More and more people are switching to Medicare Advantage plans from Original Medicare, because of the fact that they provide much more benefits than the original medicare. Humana provides multiple advantage plans and they all cater to different sections of the society. Obtain Humana Medicare Advantage plans in Davenport are discussed below.

 

Humana Gold Plus H0028-011 (HMO)

With an overall rating of 4.1, the plan is offered at a monthly premium of $0. The plan has no annual in-network deductible and an out of pocket maximum of $4200. While visiting a primary health care provider you have to pay a copay of $0, whereas a copay of $45 has to be paid while visiting a specialist. The plan also covers prescription drugs with a deductible amount of $150. This deductible amount is applicable to the non-preferred drug and specialty tier. For generic and brand name drugs, you have to pay a 25% coinsurance. The plan covers outpatient surgery cost and the cost of urgently needed services, including the ambulance service as well. The plan also covers skilled nursing facility at $0 copay for the first 20 days, along with dental care, hearing services and various fitness programs.

 

Humana Choice H5216-086 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $0. The plan has no annual deductible, and a maximum out of pocket expense of $6700. While visiting your health care provider you have to pay $10 copay and a $45 copay for a specialist, inside your network. The plan does not pay for your prescription drug coverage, and you have to take a part D plan separately. The plan covers your emergency room services at a copay of $90. This plan also covers additional services like den1tal, vision, hearing services, fitness benefits, over the counter benefits, as well as transportation costs. The plan provides in-network preventive and home health care at $0 copay.

 

Humana Value Plus H5216-171 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $30. The annual deductible for the plan is charged as per medicare defined part B amount, with an out of pocket maximum of $6700. For every visit to your primary health care provider you have to pay a copay of $20, and a copay of $50 while visiting a specialist. The plan also covers inpatient hospital stay for both acute disease as well as psychiatric for a $0 copay after the third day. The plan also covers your prescription drugs, with a deductible of $435. The deductible is applicable to generic, preferred brand, non preferred drug, and specialty tier. For generic and brand name you have to pay a coinsurance of 25%. Along with all the basic benefits of dental as well as vision care, the plan also covers your transportation costs and helps you limit your out of pocket expenses.

 

Humana Choice H52160014 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $58. The plan has no annual deductible and has an out of pocket maximum of $6700. While visiting your primary doctor you have to pay a copay of $15 and for a specialist, you have to pay a copay of $45. The plan includes prescription drug services as well with a deductible amount of $350. The deductible amount is applicable to the non-preferred drug and specialty tier. For generic as well as brand name drugs you have to pay a 25% coinsurance. The plan covers in-patient hospital stay for both acute as well as psychiatric services at a copay of $0 after the sixth day. It also covers emergency room services at a copay of $90 and services regarding outpatient surgery. Chiropractic services and outpatient mental health services including both individual as well as group sessions are a part of this plan.

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